Risk Intelligence Briefs

Open finance regulation was built for humans, not AI agents

Cover image for the report: Open finance regulation was built for humans, not AI agents
Risk Intelligence Brief No. 5

Every consent framework in open finance was designed around a human making a deliberate choice. Agentic AI – software that acts autonomously on a user’s behalf – breaks that assumption at the structural level. The regulatory frameworks are only beginning to respond. Invela is building the risk infrastructure to fill that gap for open finance.

Download the report