Protecting the open finance ecosystem

Invela is the infrastructure layer that makes open finance trustworthy - accrediting who's in the network, monitoring risk in real time, and ensuring liability lands in the right place.

Four participant types in
the Invela Network

Financial institutions

Banks, building societies and credit unions that hold customer accounts and provide access.
  • Rising demand for third-party connections
  • Higher operational overhead and liability
  • Need scalable efficiency and resilience
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Intermediaries

Entities connecting account providers to third-party providers.
  • Fragmented accreditation processes
  • Duplicated compliance effort
  • Need scalable efficiency and resilience
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Third-party providers

Entities delivering data and payment services.
  • Fragmented accreditation processes
  • Higher compliance cost
  • Need scalable efficiency and resilience
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Technology service providers

Entities providing account providers and others without sourced services, primarily core banking and API delivery.
  • Rising demand for outsourced services
  • Recognize open finance risk as a business opportunity
  • Seeking open finance risk management partner
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Invela Participants

Frequently asked questions

Everything you need to know about Invela and open finance risk management.
See all FAQs
Who participates in the Invela Network?
Financial institutions such as banks, building societies and credit unions; intermediaries such as aggregators connecting financial institutions to third-party providers; third-party providers using the data or receiving payments; and technology service providers such as core banking platforms, payment processors, and developer infrastructure providers through which open finance data flows.
What is an Intermediary in the context of Invela?
Intermediaries provide a service, such as aggregation, in the chain connecting a third-party provider to a financial institution. They face challenges including fragmented accreditation processes, duplicated compliance effort, and the need for scalable efficiency and resilience - all of which Invela directly addresses.
How does Invela benefit all participant types?
Invela delivers standardized accreditation, dynamic risk monitoring, and, in due course, insurance-backed warranty protection - giving financial institutions confidence in their third-party relationships; intermediaries control over downstream risks; and third-party providers a clear path to scale and credibility.
Why is Invela's multi-participant approach important?
Open finance risk does not sit with a single party - it flows across financial institutions, intermediaries, and third-party providers. Invela's network approach ensures that risk is visible, managed, and fairly distributed across all participants, creating a stable and trustworthy ecosystem.
Does Invela benefit consumers and businesses?
Yes. By reducing the risk exposure of financial institutions, Invela enables frictionless consumer protection. Consumers benefit from safer data sharing, stronger accountability across the ecosystem, and greater confidence in the apps and services that access their financial data.

See Open Finance Risk Management in action

Discover how the Invela Network manages open finance risk, while delivering scalable operational efficiency and resilience.
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Invela is the infrastructure layer that makes open finance trustworthy - accrediting who's in the network, monitoring risk in real time, and ensuring liability lands in the right place.

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