Invela Accreditation
June 12, 2026

The role of human-in-the-loop assessors in Invela reviews

Short answer

Invela Accreditation combines automated evidence handling with human assessors reviewing a meaningful share of the underlying controls directly.

Key takeaways

  • Invela's AI-assisted human assessors directly review approximately 40% of controls in an Accreditation evaluation.
  • S&P Global's validated assessment work, embedded in the process, covers the remainder.
  • Human review sits alongside automation rather than being replaced by it.
  • Controls that call for judgment, not just document matching, go through a person.

Invela's own AI-assisted human assessors engaging in dialogue with customers regarding key controls directly review approximately 40% of the controls in an Accreditation evaluation, with the remainder covered by validated assessment work performed by S&P Global's team and embedded into the Accreditation process. Human review sits alongside automation rather than being replaced by it – the controls that call for judgment, not just document matching, go through a person.

Why human review stays in the loop

Some controls need judgment a purely automated check can't apply. Documentation review in open finance often involves evidence that doesn't reduce cleanly to a pass or fail – a policy that meets the intent of a requirement without matching its literal wording, for example. Invela's assessors handle that portion of the evaluation directly, while S&P Global's validated assessment work, already recognized in the industry, covers the rest – so the result reflects both consistent, automatable checks and informed human judgment.

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About Invela

Invela is the infrastructure layer that makes open finance trustworthy – accrediting who's in the network, monitoring risk in real time, and ensuring liability lands in the right place.

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Louise Beaumont
Written by
Head of Marketing, Communications & Design

Louise Beaumont leads marketing, communications and design at Invela, with 30+ years in tech and fintech and 15+ in open banking and open finance.

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