Invela Risk Indicator
July 8, 2026

What is a good risk score for an open banking provider?

Short answer

A good Risk Indicator score generally sits in the Low or Very Low band – 80 and above on Invela's 0–100 scale.

Key takeaways

  • A good Risk Indicator score generally sits in the Low or Very Low band, 80 or above out of 100.
  • Very Low is 90 to 100 and Low Risk is 80 to 89.
  • Medium is 70 to 79, High is 60 to 69 and Very High is 0 to 59.
  • A High or Very High score isn't a fixed verdict, because continuous scoring surfaces the factor behind it.

On Invela's Risk Indicator scale, a good score for a third-party provider generally falls in the Low or Very Low band – 80 or above, out of a possible 100.

The five risk level bands

  1. Very Low: 90–100
  2. Low Risk: 80–89
  3. Medium: 70–79
  4. High: 60–69
  5. Very High: 0–59

A score sitting in High or Very High isn't necessarily a fixed verdict – the same continuous scoring that surfaces a drop also surfaces the specific factor behind it, giving a provider a path back to a stronger standing.

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About Invela

Invela is the infrastructure layer that makes open finance trustworthy – accrediting who's in the network, monitoring risk in real time, and ensuring liability lands in the right place.

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Louise Beaumont
Written by
Head of Marketing, Communications & Design

Louise Beaumont leads marketing, communications and design at Invela, with 30+ years in tech and fintech and 15+ in open banking and open finance.

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