{"id":1100,"date":"2026-03-31T18:00:00","date_gmt":"2026-03-31T18:00:00","guid":{"rendered":"https:\/\/www.invela.com\/?p=1100"},"modified":"2026-03-31T16:41:35","modified_gmt":"2026-03-31T16:41:35","slug":"report-the-confidence-gap-what-open-finance-still-gets-wrong-and-who-has-to-fix-it","status":"publish","type":"post","link":"https:\/\/www.invela.com\/?p=1100","title":{"rendered":"Report: The Confidence Gap: What Open Finance Still Gets Wrong \u2014 and Who Has to Fix It"},"content":{"rendered":"\n<p>Open finance is moving fast. The risk frameworks governing it have not kept pace.<\/p>\n\n\n\n<p>When a fintech connects to a credit union and something goes wrong the credit union \u2014 the institution that had no say in who connected to its customers \u2014 is left holding the liability.<\/p>\n\n\n\n<p>That&#8217;s not a technology problem. It&#8217;s a governance problem.<\/p>\n\n\n\n<p>At Fintech Meetup 2026 in Las Vegas, the opening keynote brought together two senior regulators \u2014 Kyle Hauptman, Chair of the US&#8217; National Credit Union Administration, and Jessica Rusu, Chief Data, Information and Innovation Officer of the UK&#8217;s Financial Conduct Authority \u2014 to answer one question directly.<\/p>\n\n\n\n<p>What does it actually take to make open finance safe enough to work at scale?<\/p>\n\n\n\n<p>Download the report to find out what they said.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\">Download Report<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Open finance is moving fast. The risk frameworks governing it have not kept pace. When a fintech connects to a credit union and something goes wrong the credit union \u2014 the institution that had no say in who connected to its customers \u2014 is left holding the liability. That&#8217;s not a technology problem. It&#8217;s a [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":1101,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Report: The Confidence Gap: What Open Finance Still Gets Wrong \u2014 and Who Has to Fix It - Invela<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.invela.com\/?p=1100\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Report: The Confidence Gap: What Open Finance Still Gets Wrong \u2014 and Who Has to Fix It - Invela\" \/>\n<meta property=\"og:description\" content=\"Open finance is moving fast. The risk frameworks governing it have not kept pace. When a fintech connects to a credit union and something goes wrong the credit union \u2014 the institution that had no say in who connected to its customers \u2014 is left holding the liability. That&#8217;s not a technology problem. 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