{"id":1018,"date":"2025-12-19T14:41:38","date_gmt":"2025-12-19T14:41:38","guid":{"rendered":"https:\/\/www.invela.com\/?p=1018"},"modified":"2026-02-11T14:43:18","modified_gmt":"2026-02-11T14:43:18","slug":"open-banking-excellence-2026-predictions-on-smart-data-and-ai","status":"publish","type":"post","link":"https:\/\/www.invela.com\/?p=1018","title":{"rendered":"Open Banking Excellence: 2026 Predictions on Smart Data and AI"},"content":{"rendered":"\n<p>Invela&#8217;s advisor Helen Child,&nbsp;<a href=\"https:\/\/www.openbankingexcellence.org\/\">Open Banking Excellence<\/a>, gives her 2026 predictions on Smart Data and AI.<\/p>\n\n\n\n<p>The UK\u2019s data economy is accelerating fast, powered by the Data Use and Access Act and a shift from Open Banking to a fully connected Open Finance ecosystem. But ambition without protection is a false start. Trust, security, and resilience must scale as quickly as innovation &#8211; and 2026 will be the year that pressure becomes impossible to ignore.<\/p>\n\n\n\n<p>AI is about to transform financial services from reactive to predictive, from personalised to truly autonomous. It will spot fraud before humans blink, tailor financial guidance in real time, and give regulators unprecedented visibility. But only those who pair innovation with integrity will win.<\/p>\n\n\n\n<p>This is the moment to build Smart Data on solid ground. The future is coming fast &#8211; let\u2019s meet it prepared.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.ekmhinnovators.com\/ekmh-innovators-blog-beta\/predictions-2026-ai-fintech-cybersecurity-crypto-data\">Read the article<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Invela&#8217;s advisor Helen Child,&nbsp;Open Banking Excellence, gives her 2026 predictions on Smart Data and AI. The UK\u2019s data economy is accelerating fast, powered by the Data Use and Access Act and a shift from Open Banking to a fully connected Open Finance ecosystem. But ambition without protection is a false start. Trust, security, and resilience [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":994,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[14,19,21,23,27,22],"class_list":["post-1018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insights","tag-open-banking","tag-open-finance","tag-open-finance-risk-management","tag-smart-data","tag-third-party-risk","tag-third-party-risk-management"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Open Banking Excellence: 2026 Predictions on Smart Data and AI - Invela<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.invela.com\/?p=1018\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Open Banking Excellence: 2026 Predictions on Smart Data and AI - Invela\" \/>\n<meta property=\"og:description\" content=\"Invela&#8217;s advisor Helen Child,&nbsp;Open Banking Excellence, gives her 2026 predictions on Smart Data and AI. The UK\u2019s data economy is accelerating fast, powered by the Data Use and Access Act and a shift from Open Banking to a fully connected Open Finance ecosystem. But ambition without protection is a false start. 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