A recent blog by the Third-Party Risk Institute highlights that risk no longer arrives in neat silos. Cyber exposures and regulatory obligations now intersect inside your third‑party ecosystem. And that intersection is exactly where regulators, boards, and attackers are focusing.

Cyber Risk Is No Longer an “IT Problem”

Third‑party issues are business‑disrupting: data breaches, ransomware, compromised partner platforms, and more. If a critical third-party fails cyber‑resilience testing, the entire organization is considered exposed.

Regulatory Expectations Are Converging

Across jurisdictions, regulators are demanding proof of control across the third‑party ecosystem. That means identifying third-parties, mapping risk, tracing data lineage, and monitoring AI dependencies. Document‑driven programs don’t pass muster. Modern third-party relationship management must be control‑ and data-driven, and continuously validated.

What High‑Maturity Organizations Are Doing

Leaders are treating regulatory obligations as design inputs, and focusing on third-party onboarding and continuous, dynamic risk scoring.

Where Invela Fits

Invela fulfils this converged risk logic by providing a purpose‑built network for open finance. Through standardized, streamlined accreditation, and dynamic risk indicator scoring and monitoring, Invela brings clarity as to which entities are accessing accounts, coupled with near real‑time risk oversight.  And Invela’s warranty shifts liability to the third-parties introducing risk.

Closing Thought

The Third Party Risk Institute’s message is clear: converged risk is the new reality. Organizations that continue to segment cyber and regulatory exposures will fall behind. Those that embrace convergence – and reinforce it with continuous, network‑level solutions like Invela – will be the ones to prove resilience, earn trust, and thrive in the open finance era.