Invela’s advisor Helen Child, Open Banking Excellence, onwhy the future of open banking hinges on one uncomfortable truth: we cannot scale without confronting risk head‑on.

Across the ecosystem, fragmentation is slowing growth – data trapped in silos, inconsistent standards, legacy systems stretched beyond their limits. Helen argues that open finance can unlock extraordinary innovation, but only if the industry builds the infrastructure to manage risk with the same ambition it applies to product development.

She lifts the lid on the confidence gap holding the sector back, the smart data revolution reshaping what’s possible, and the AI governance standards that will define who consumers trust. And she explains why Invela’s real‑time risk management network is arriving at exactly the right moment – giving banks, aggregators, and third‑party providers the visibility, protection, and credibility they need to scale safely.